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The USDA loan program is designed to help provide low- and moderate-income homebuyers the opportunity to purchase safe and sanitary housing in eligible rural areas.

Qualification Requirements

  • Must meet regional income requirements as specified by the USDA here.
  • Available in areas designated and approved for rural housing by the USDA. Find out if your property qualifies here.
  • Minimum credit score of 640.
  • Buyer must personally occupy the dwelling as primary residence

Product Details

  • Up to 100% loan to value available.

Check Your USDA Eligibility

Find Out if You’re USDA-Eligible

DISCLAIMER: All loans are subject to credit approval and underwriting approval. This is not a commitment to lend.

Mortgage Programs

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • FHA Loans
  • VA Loans
  • Refinancing
  • Reverse Mortgage
  • New Construction Loan
  • Home Improvement Loan Interest Only Mortgage
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